Responsible Lending with Cash Train

Cash Train is a trading brand of First Stop Money pty ltd, a New Zealand company and short term lender.

Cash Train takes responsible lending seriously and that means we make sure that:

• Our loan costs are clear and easily available on our website and loan contract
• You can afford to borrow from us and repay your loan smoothly
• We only offer a sensible amount of credit which we consider affordable
• We are available to help with any issues at any stage of the borrowing process

To do this, we require some details of your income and outgoings when you apply online. We also make some checks to verify that the information provided is accurate and up to date.

We also like our customers to understand their obligations when taking out a loan with us. Our loan costs are easily available on our website and our loan calculator is also available to check loan costs against the amount borrowed and the length of the loan, so everyone can see exactly how much their loan will cost them and when they will need to repay it.